Wells Fargo Active Cash Card Review

Unlimited 2% cash rewards – Cardholders receive unlimited 2% cash rewards on purchases with no restrictions on activation categories or tracking earnings.

There are other cards that offer higher cash back rates for certain categories, and while they can be worth it, they require more effort. And they are often also subject to a limit and are limited in what purchases they apply for. The Wells Fargo Active Cash® Card is perfect for those who want an easy-to-use card that still offers great rewards. you’ll earn best-in-class flat rewards directly on your purchases, with no limits or loops. go through

$200 cash rewards sign up bonus – New Wells Fargo Active Cash® cardholders can receive a $200 cash rewards sign-up bonus for spending just $1,000 in purchases in the first three months. Not only is this a very competitive sign-up bonus for the card with no annual fee, it’s also one of the things that sets this Wells Fargo credit card apart from other 2% cash back cards. We’ve yet to come across another credit card with 2% unlimited cash rewards that also has a sign-up bonus.

15-month 0% APR introductory offer – New cardholders can enjoy 0% introductory APR on both new purchases and eligible balance transfers for a full 15 months. (After that period, a variable APR of 19.49%, 24.49% or 29.49% applies.) This is a great offer, even when compared to cards marketed for only 0% introductory APR. That means this card will allow you to avoid interest on purchases and balance transfers until 2024.

Note that balance transfers must be made within the first 120 days to receive the reduced interest rate and lower balance transfer fee.

No annual fee — In most cases, higher award rates mean higher annual fees. Not with the Wells Fargo Active Cash® Card, which pays $0 annually.

Mobile phone protection — With the price of a typical cell phone in the hundreds of dollars, having some kind of insurance is a good idea. With this Wells Fargo card, you can get up to $600 in built-in cell phone protection just by paying your cell phone bill with your card. Coverage is subject to a $25 deductible.

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